BOB Eterna Credit Card Review 2026 – Lifetime Free, Lounge & Travel Benefits
Agar aap travel, airport lounge access aur international transactions ke liye ek premium credit card dhoondh rahe ho, to BOB Eterna Credit Card aapke liye ek strong option ho sakta hai. Limited time ke liye ye card lifetime free mil raha hai, jo is category me kaafi rare hai.
Is detailed Blogger post me hum BOB Eterna Credit Card ke benefits, reward points, lounge access, forex charges, eligibility, documents aur apply process ko bilkul simple language me explain kar rahe hain.
BOB Eterna Credit Card – Key Highlights
- Lifetime FREE Credit Card (limited period offer)
- Up to 15 reward points per Rs 100 spent
- Unlimited complimentary domestic airport lounge access
- Low forex markup fee of just 2%
- Buy 1 Get 1 free movie ticket every month
- Bonus reward points on milestone spends
- Complimentary FitPass Pro membership worth Rs 15,000
Reward Points & Spending Benefits
- Up to 15 reward points per Rs 100 on dining, travel, online shopping & international spends
- Reward points cap: 5,000 points per statement cycle
- Reward value: 1 reward point = Rs 0.25
🎁 Bonus Reward Points
- 10,000 bonus points on spending Rs 50,000 within first 60 days
- 20,000 bonus points on annual spends of Rs 5 lakh
Airport Lounge & Entertainment Benefits
- Unlimited complimentary domestic airport lounge access (on spend criteria)
- Buy 1 Get 1 free movie ticket every month via District app
International Usage & Forex Charges
- Low 2% forex markup fee on international transactions
- Best suited for frequent international travelers
Welcome Benefit
- Complimentary FitPass Pro membership worth Rs 15,000
BOB Eterna Credit Card Fees & Charges
| Charges Type | Amount |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil |
| Card Type | Lifetime FREE (till 31 March 2026) |
Eligibility Criteria for BOB Eterna Credit Card
- Age: 21 to 65 years
- Employment: Salaried & Self-employed
- Minimum Income: Rs 12,00,000 per annum
- Credit Score: 650+
Documents Required
- PAN Card / Form 60
- Address Proof (Aadhaar / Passport / Utility Bill)
- Income Proof (Salary Slip / Bank Statement)
Pros & Cons of BOB Eterna Credit Card
✅ Pros
- Lifetime free premium credit card
- Unlimited lounge access
- Low forex markup
- Strong reward rate on travel & dining
❌ Cons
- High income eligibility
- Reward points monthly cap applies
Agar aap online shopping aur cashback focused credit cards explore karna chahte ho, to aap Axis Flipkart Credit Card ka detailed review bhi dekh sakte ho, jisme Myntra aur Flipkart par high cashback milta hai.
Flipkart shopping ke liye ek aur popular option SBI Flipkart Credit Card hai, jo direct cashback ke saath simple usage offer karta hai.
Who Should Apply for BOB Eterna Credit Card?
- Frequent travelers
- Users looking for lifetime free premium card
- International spenders
How to Apply for BOB Eterna Credit Card
Frequently Asked Questions (FAQ)
Q1. Kya BOB Eterna Credit Card lifetime free hai?
Haan, limited time ke liye ye card lifetime free offer ke under available hai.
Q2. Forex markup kitna hai?
International transactions par sirf 2% forex markup charge lagta hai.
Q3. Lounge access unlimited hai?
Haan, spend criteria meet karne par unlimited domestic lounge access milta hai.
Disclaimer: This article is for informational purposes only. Credit card features, fees and eligibility may change as per bank policies. Please verify details from the official website before applying.

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