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Axis Flipkart Credit Card Review 2026 & Apply Online

Axis Flipkart Credit Card Review 2026 – Cashback, Fees & Apply Online

Axis Flipkart Credit Card Review 2026 – Cashback, Fees & Apply Online


Agar aap Flipkart, Myntra, Swiggy, PVR ya online shopping regularly karte ho, to Axis Flipkart Credit Card aapke liye ek powerful cashback credit card ho sakta hai. Ye card accelerated cashback ke saath lifestyle benefits bhi offer karta hai, jo daily spends ko kaafi rewarding bana deta hai.

Is article me hum Axis Flipkart Credit Card ke cashback benefits, fees, eligibility, documents aur apply process ko bilkul simple aur real voice style me explain kar rahe hain.

Axis Flipkart Credit Card – Key Highlights

  1. 7.5% cashback on Myntra shopping
  2. 5% cashback on Flipkart orders (excluding Flipkart Health)
  3. 5% cashback on Cleartrip bookings
  4. 4% unlimited cashback on Swiggy, PVR, Uber & Cult.fit
  5. 1% unlimited cashback on other spends
  6. Rs 250 Flipkart voucher as welcome benefit
  7. 1% fuel surcharge waiver
  8. 15% discount up to Rs 500 with EazyDiner

Axis Flipkart Credit Card Cashback Benefits (Detailed)

👕 Myntra Shopping

  1. 7.5% cashback on every Myntra transaction
  2. Quarterly cashback cap: Rs 4,000

🛒 Flipkart Orders

  1. 5% cashback on Flipkart shopping (Flipkart Health excluded)
  2. Quarterly cashback cap: Rs 4,000

✈️ Cleartrip Bookings

  1. 5% cashback on flights & hotels
  2. Quarterly cashback cap: Rs 4,000

🍔 Swiggy, 🎬 PVR, 🚕 Uber & 🏋️ Cult.fit

  1. 4% unlimited cashback on eligible spends

💳 Other Retail Spends

  1. 1% unlimited cashback on all other eligible transactions

Note: Cashback directly aapke credit card statement me adjust ho jata hai.

Welcome Benefit

  1. Rs 250 Flipkart voucher on first transaction
  2. Joining fee ka partial cover ho jata hai is voucher se

Fuel Surcharge Waiver

  1. 1% fuel surcharge waiver
  2. Valid transaction: Rs 400 – Rs 4,000
  3. Maximum waiver: Rs 400 per billing cycle

Axis Flipkart Credit Card Fees & Charges

Charges TypeAmount
Joining FeeRs 500 + GST (Rs 250 voucher benefit)
Annual FeeRs 500 + GST
Annual Fee WaiverSpend Rs 3,50,000 in previous year

Eligibility Criteria for Axis Flipkart Credit Card

  1. Age: 21 to 65 years
  2. Employment: Salaried & Self-employed
  3. Minimum Income: Rs 25,000 per month
  4. Self-employed: ITR above Rs 3,60,000 per annum
  5. Credit Score: 736+
  6. New to Credit: Not allowed

Documents Required

  1. PAN Card / Form 60 / Passport
  2. Address Proof (Aadhaar / Passport / Utility Bill)
  3. Income Proof (Salary Slip / Bank Statement / Form 16 / ITR)
  4. Recent Passport Size Photograph

Axis Flipkart Credit Card Pros & Cons

✅ Pros

  1. High cashback on Myntra & Flipkart
  2. Unlimited cashback on Swiggy & Uber
  3. Low annual fee with waiver option
  4. Best for online & lifestyle spends

❌ Cons

  1. New credit users not eligible
  2. Quarterly cashback caps apply
  3. Flipkart Health excluded

Who Should Apply for Axis Flipkart Credit Card?

  1. Flipkart & Myntra regular shoppers
  2. Swiggy, Uber & movie lovers
  3. Cashback-focused users
  4. Salaried or self-employed with good credit score

Who Should Avoid This Card?

  1. First-time credit card applicants
  2. Mostly offline spenders

Frequently Asked Questions (FAQ)

Q1. Axis Flipkart Credit Card par cashback kaise milta hai?
Cashback directly credit card statement me adjust ho jata hai.

Q2. Kya annual fee waive ho sakta hai?
Haan, agar aap Rs 3,50,000 yearly spend kar lete ho.

Q3. Kya Apple purchase offer available hai?
Haan, limited period ke liye Apple products par instant discount aur No Cost EMI milta hai.

Disclaimer: This article is for informational purposes only. Credit card offers, fees, cashback and eligibility may change as per bank policies. Please verify details from the official website before applying.

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